Employee Benefits

Employee Benefits & Group Plans

Retaining qualified employees by investing in them is critical to retainment and long-term longevity in business, and providing a group health insurance plan is a key component. Explore the full spectrum of employee benefit options available to businesses with access to more than 100 providers throughout the United States offered through DiBuduo & DeFendis agent Field Gibson.

Providing competitive and employee group insurance benefits through a flexible benefit program helps promote the health and adds value to your business. As an investment in your employees, a group insurance benefits package helps attract top employees and protect employee retention while providing a healthy and safe work environment for both the employer and employee that meet both individual and family needs.

Avoid the hassles of switching insurance carriers or rising deductibles with an affordable, financially stable solution offered through DiBuduo & Defendis agent Field Gibson. We help clients wade through the complexities of healthcare reform by providing options for employee group benefits packages that help control benefit costs. For employers, implementing a long-term solution to the rising cost of health care may be challenging; however, with a well-planned approach and strategic planning, this can be addressed.

In a constantly changing health care market, the Employee Benefits Department of DiBuduo & DeFendis offers a variety of competitive and innovative insurance programs to both individuals and large or small group employers. Our product lines include:

Individual/Family Health Plans

This includes a variety of PPOs (Preferred Provider Organizations), HMOs (Health Maintenance Organizations) and Indemnity Programs (unrestricted access) for medical and dental insurance needs. Long Term Care, Medicare Supplement and Major Risk programs are also available.

Individual Life Insurance

This includes competitive Term, Whole Life and Universal Life insurance.

Employee Benefits

This includes Group Medical including 24 hour coverage, Dental, Vision, Life, Long and Short Term Disability and Voluntary Supplemental products.

Our department offers expertise in all markets providing coverage for small groups (2–50) mid-size groups (51–100) and large groups (100+lives). Quality customer service and personalized attention are the strengths of the Employee Benefits Department. We provide our clients with information and avenues to educate them in legislative areas that are ever changing in the health insurance marketplace. It is our goal to help our clients maintain legislative compliance and assist them in assuring their employee satisfaction with their Employee Benefits Package.

California Health Benefit Exchange

Group dental insurance

Group disability (short-term disability, long-term disability)

Group life insurance/accidental death & dismemberment

Group medical plans/health plans

Group vision

Voluntary benefits

Individual life and health insurance

Insurance for all your business needs. From Workers Comp, Employee Benefit, and Business Auto, we write it all!